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  • Fabrikalar Mah. 3001. Sk. Seher Ahmet Fedai Apt. No:4 İç Kapı No:1 (Zemin Kat), 07090 Kepez/Antalya
  • 0533 377 00 55·0242 334 28 38
  • saraydere@hotmail.com
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Home/Insurance/Travel Health Insurance for Turkey

Travel Health Insurance for Turkey: Cover for Tourists and Visitors

Travel Health Insurance for Turkey: Cover for Tourists and Visitors

Travel health insurance for Turkey pays for emergency treatment and hospital costs if you fall ill or have an accident during a holiday, family visit or short business trip in Turkey, up to the limits of the policy. Foreign visitors are not covered by the Turkish public system (SGK) and pay private rates at private hospitals, and the European Health Insurance Card (EHIC) and the UK GHIC are not valid in Turkey. Saraydere Sigorta is a licensed insurance agency in Antalya; we issue these policies mostly through Quick Sigorta, a Turkish insurer. The price depends on the length of your stay, your age and the plan. This policy cannot be used for a residence permit.

Key facts

For
Foreign visitors on short stays in Turkey
Core cover
Emergency treatment and hospital for sudden illness or accident
Insurer
Mostly Quick Sigorta (Turkey)
Price
Depends on trip length, age and plan
What we need
Passport, date of birth, entry and exit dates
When to buy
Before you travel, from abroad, or after arrival
Residence permit
Not valid; a separate policy is required

On this page

  1. 1. Who needs travel health insurance for Turkey?
  2. 2. Why visitors to Turkey need their own cover
  3. 3. What is covered and what is not
  4. 4. Travel insurance for Turkey: what decides the price
  5. 5. Is travel insurance required to enter Turkey?
  6. 6. Not the same as residence permit insurance
  7. 7. How to get your policy
  8. 8. If you fall ill in Turkey
  9. 9. Frequently asked questions

Who needs travel health insurance for Turkey?

If you live in Turkey and are travelling abroad, for example on a Schengen visa, you need a different policy.

  • Holidaymakers staying in Antalya, Alanya, Kemer, Side or Belek
  • Parents, partners and relatives visiting family who live in Turkey
  • Visitors on short business trips, trade fairs or conferences
  • Travellers whose Turkish visa application asks for travel health insurance

Leaving Turkey: travel insurance for Schengen and trips abroad →

Why visitors to Turkey need their own cover

Turkey has good private hospitals, and resort areas such as Antalya have many of them. As a foreign visitor you are treated as a private patient and pay the full cost of consultations, tests and any hospital stay. The cases we see most in summer are stomach infections, heat exhaustion, pool and sea accidents and road accidents; even one night in hospital can cost more than the holiday.

The EHIC and the UK GHIC do not work in Turkey, because Turkey is not part of the EU or EEA. Health cover from your home country often does not pay for treatment in Turkey, or refunds only part of it later. A travel health policy is what the hospital and the assistance company work with directly.

What is covered and what is not

Exact benefits and limits depend on the plan; we send the policy terms with every quote. As a general guide for travel health policies:

Usually covered

  • ✓Emergency treatment for sudden illness during the trip
  • ✓Treatment, hospital stay and surgery after an accident
  • ✓Medicines prescribed in an emergency
  • ✓Depending on the plan: medical transport and repatriation

Usually not covered

  • ✕Pre-existing and chronic conditions
  • ✕Trips made to receive treatment, including dental, cosmetic and hair transplant procedures
  • ✕Routine check-ups and planned treatment
  • ✕High-risk sports unless specifically included

Travel insurance for Turkey: what decides the price

There is no single price, and we do not publish a figure here because the premium is calculated per person and per date. Send us the details below and we reply with the exact price the same working day.

  • Length of stay: more days, higher premium
  • Age of each traveller
  • The plan and cover limit you choose
  • Number of people insured for the same dates

Is travel insurance required to enter Turkey?

It depends on your nationality and the type of visa. Many visitors enter visa-free or with an e-Visa and are not asked for insurance at the border. For visa applications made at a Turkish consulate, health insurance covering the stay may be requested. Check the current list of the consulate handling your application and tell us what it asks for.

Required or not, the practical reason is the same: without insurance, you pay private hospital bills yourself.

Not the same as residence permit insurance

A travel policy is for short visits and is not accepted for a residence permit (ikamet) application. The migration authority, Göç İdaresi, requires a separate health insurance with its own conditions, valid for the whole permit period.

If you decide to stay in Turkey and apply for a permit, contact us before the application and we will arrange the right policy.

Staying longer: health insurance for your residence permit →

How to get your policy

You do not need to be in Turkey: you can arrange the policy from abroad before you travel, with the start date set to your day of arrival. You can write to us in English, Russian, German or Turkish. Our office is in Kepez, Antalya, and you are welcome to visit, but everything can be done by message.

  1. Send us a photo of the passport photo page and the date of birth of each traveller by WhatsApp.
  2. Tell us your dates of arrival in and departure from Turkey.
  3. We reply with the price and the policy terms.
  4. After you confirm, we issue the policy and email it to you as a PDF.

If you fall ill in Turkey

  1. In a life-threatening emergency, call 112 or go to the nearest emergency department.
  2. As soon as you can, call the assistance number on your policy; they direct you to a hospital.
  3. Keep your passport and policy number with you.
  4. Keep the originals of all invoices, reports and prescriptions.
  5. If anything is unclear, call us and we will help you through it.

Get your policy in 5 minutes

Send your details on WhatsApp or give us a call, and your policy arrives by email the same day.

Get a Quote

Travel Health Insurance for Turkey

Speeds up your quote. Foreigner ID (starts with 99) or passport number.

Include the country code, e.g. +44 7700 900123.

Call us · 0533 377 00 55Message on WhatsApp

Frequently asked questions

Can I get travel health insurance for a holiday in Turkey?
Yes. We issue travel health policies for foreign visitors on short stays in Turkey, mostly through Quick Sigorta. We need the passport details and the arrival and departure dates.
Can I buy the policy before I arrive in Turkey?
Yes. You can arrange it from abroad by WhatsApp before you travel. The policy starts on your arrival date and is sent to you by email as a PDF.
How much does travel insurance for Turkey cost?
The price depends on the length of your stay, your age and the plan you choose. Send us your dates by WhatsApp and we reply with the exact price the same working day.
Is the EHIC or GHIC valid in Turkey?
No. Turkey is not in the EU or EEA, so the European Health Insurance Card and the UK Global Health Insurance Card are not accepted there.
Can I use this policy for a Turkish residence permit?
No. A residence permit requires a separate health insurance that meets the Göç İdaresi conditions. A travel policy is not accepted for that purpose.
Are pre-existing conditions covered?
In most travel policies they are excluded. New, sudden illnesses and accidents during the trip are covered.
Does it cover medical tourism, such as dental work or a hair transplant?
No. Travel health insurance is for unexpected emergencies; trips made in order to receive treatment are excluded.

Related insurance

  • Foreigner Health Insurance (Residence Permit / Ikamet) →
  • Travel Health Insurance →
  • Private Health Insurance →

Written and reviewed by: Ramazan SaraydereFounder of Saraydere Sigorta · SEGEM-certified insurance agent · in Antalya since 2004

Last updated: 11 November 2026

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Phone

0533 377 00 550242 334 28 38
Adres

Address

Fabrikalar Mah. 3001. Sk. Seher Ahmet Fedai Apt. No:4 İç Kapı No:1 (Zemin Kat), 07090 Kepez/Antalya

İletişim

Contact

saraydere@sarayderesigorta.comsaraydere@hotmail.com
Fast Policy ApplicationSelected: Travel Health Insurance for Turkey

Get a Quote

Leave your details and we will prepare the best insurance offer for you.

Speeds up your quote. Foreigner ID (starts with 99) or passport number.

Include the country code, e.g. +44 7700 900123.

Insurance Services

Comprehensive Car Insurance (Kasko)
Comprehensive Car Insurance (Kasko)
Compulsory Traffic Insurance
Compulsory Traffic Insurance
Private Health Insurance
Private Health Insurance
Home & Property Insurance
Home & Property Insurance
Business & Commercial Insurance
Business & Commercial Insurance
DASK (Compulsory Earthquake Insurance)
DASK (Compulsory Earthquake Insurance)
Household Contents Insurance
Household Contents Insurance
Complementary Health Insurance (TSS)
Complementary Health Insurance (TSS)
Travel Health Insurance
Travel Health Insurance
Travel Health Insurance for Turkey
Travel Health Insurance for Turkey
Foreigner Health Insurance (Residence Permit / Ikamet)
Foreigner Health Insurance (Residence Permit / Ikamet)
Voluntary Third-Party Motor Liability (IMM)
Voluntary Third-Party Motor Liability (IMM)
Professional Indemnity Insurance
Professional Indemnity Insurance
TARSIM Agricultural & Greenhouse Insurance
TARSIM Agricultural & Greenhouse Insurance
Yacht, Boat & Marina Insurance
Yacht, Boat & Marina Insurance
Personal Accident Insurance
Personal Accident Insurance
Engineering Insurance
Engineering Insurance
Liability Insurance
Liability Insurance